SHORT-TERM B2B TRADE FINANCING
Boost B2B sales & grow with working capital solutions
AREA42 creates financial solutions that make trade fluid and risk-savvy. We offer a full suite of working capital solutions for B2B merchants. From payment terms and B2B BNPL to purchase order financing, we’ve got you covered.
Our trusted partners and ecosystem
Solve your working capital needs
AREA42’s vision is to create a world where trade is frictionless. Our working capital solutions help to solve your cash flow headaches.
B2B Buy Now, Pay Later payment terms solution enabling e-commerce and marketplaces to offer working capital financing to buyers.
Get paid upfront, increase sales & volume.
Your customers get up to 120 days to pay.
Purchase order financing for growing companies with increased working capital needs who have to purchase supplies to deliver bigger orders from bigger customers.
Take on bigger orders than before.
We fund your supplies upfront so you grow.
For sellers with working capital needs working with big buyers demanding long payment terms. And for ERPs who want to integrate short-term financing services.
Get paid immediately after delivery.
Grow by winning more deals from big buyers.
Continually improving trade
The way we trade products and services is changing rapidly. We turn customer ideas into innovative TradeTech solutions to disrupt and improve B2B payments and trade.
Customer-centric innovation
Validating & solving real customer problems.
Optimising our current working capital solutions.
Building new
TradeTech ventures.
Insights
Download our publications
AREA42’s events – let’s connect!
Meet AREA42 and get to know our working capital solutions at an event near you or online.
17 February 2026 | E-commerce Berlin Expo 2026
Improve your working capital position! AREA42 (Wouter Versonnen and Benoit Langue) will be at E-Commerce Berlin Expo 17 & 18 February 2026 – Stand E27.
Read more27 May 2025 | CFO of tomorrow
The CFO of Tomorrow embodies a visionary mindset that embraces agility, innovation and strategic leadership. AREA42 co-hosts this FinTech Belgium event.
Read moreFAQs about AREA42
Contact us

Hi, I’m Wouter!
I’d love to discuss how we can help your operation with our working capital solutions. I’m looking forward to meeting you and answering all of your questions about AREA42.

