Why embedded finance?
We are the engine that allows customer software to provide the right financing product to customers, according to each transaction profile.
To increase economic opportunities for SMEs in a seamless cash flow environment.
How Excellent4 works
Provide cash flow for SMEs with the right options according to each transaction and customer profile.
Step 1: KYC & KYB
The user only has to do the onboarding once to use the financing services. We take care of all the legal demands and complexity to ensure compliance and a smooth process.
Step 2: User Application & Approval
Your customer chooses the invoice most suitable finance product, and our advanced algorithms quickly assess risk to provide instant approval decisions.
Step 3: Transfer funds
After approval, the user receives the contract and once signed the funds are transferred. We take care of customer support and collection for you.
Credendo's 100 years of history in a single API
Orchestration Financing Solution
Providing cash flow for micro, small, medium and large enterprises.
Instant Loans: Secure quick and hassle-free loans of up to 60,000 EUR, providing immediate financial relief to your users.
Flexibility: Let your users take control. They decide the loan maturity – with options stretching up to 120 days – and the product according to each transaction and customer profile.
Affordability: Our competitive rates are tailored to match the risk profile of each customer and transaction, ensuring a fair and affordable financing solution.
From Validation to Growth
Integrate our Validation API and display a call to action to your customers to check their eligibility to apply for financing.
Estimated time to implement: 2 days
Set up and measure market traction for invoice financing with your own customer base.
Set up and measure market traction for invoice financing with your customer base
Define the integration requirements and roadmap; set goals for the first integration
Offer your clients a white-labelled one-click financing product under EU regulation
Validate your customer base
Hi, I'm Adalberto. Are you ready to elevate your ERP or invoice software to the next level?
Book a meeting with me to validate your customer base and quantify the opportunity.
Join us in reshaping the future of finance.